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Buyer's Guide

Home Loans

If you are planning to invest in a home, you must know about the various home loans options, processes and issues that could occur. Also, you would need to understand how to choose the right home loan for yourself so that you may have a great home buying experience. There are various types of home loans available. Firstly you need to evaluate which type of home loan would be more advantageous for you. You may choose from home equity loans, home purchase loans, home extension loans, home improvement loans, land purchase loans and mortgage loans.

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Stamp Duty

When you invest in a house, in addition to the cost of the house, you have to pay stamp duty and registration fee. In case you avail a home loan for the same, the stamp duty and registration charges can be included in the loan amount, provided the value of the property is up to Rs.10 lakh.

Stamp duty is paid so that the property is transferred in the buyer’s name and the property’s documents are registered. Stamp duty varies from state to state and registration cost is typically 1% of the value of the property. Stamp duty is usually in the range of 4-10% of the value of the property. It is preferable if you avoid taking a loan for stamp duty and registration fees.

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NRI Corner

Mumbai being the financial hub of India, the migration from other states to the city is spirally growing leaving limited space for accommodation. Being an island city, the scope of expansion in Mumbai is only vertical and not horizontal. Also, availability of open areas is scarce, thus schemes like Redevelopment & Slum Redevelopment are new avenues to create additional accommodation for the growing population. We at Paradigm Realty are versatile in creating housing for classes as well as masses. Real estate investment in Mumbai presents great opportunities for returns. We are a NRI savvy company offering investment options in Mumbai district. For NRI's, Rupee as a currency is a prospective investment too, considering the current macroeconomics of peaking dollar index and robust economic growth of India. FDI investments are expected under Make-in-India initiative gradually resulting in cut-down of import bill, thus lowering the current deficit of our country and offering an avenue for rupee appreciation.

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Frequently Asked Questions

Paradigm Realty is a boutique real estate development firm known for delivering innovative and high-quality residential properties. Its focus on global techniques, timely delivery, and unmatched design sets it apart in the industry.

Paradigm Realty is headquartered in Mumbai, Maharashtra.

Paradigm Realty’s mission is to create avant-garde homes that serve as tranquil retreats while meeting practical needs. Its vision is to redefine urban living by delivering high-quality, aesthetically designed, and sustainable developments.

Paradigm Realty specializes in premium residential properties with thoughtful designs, functional layouts, and a focus on comfort and style.

Paradigm Realty has successfully delivered multiple projects across Mumbai’s Western Suburbs, including notable developments in Santacruz (W), Khar (W), and Borivali.

The projects are primarily located in Mumbai’s Western Suburbs, such as Santacruz (W), Khar (W), and Borivali, offering convenient access to key areas of the city.

Yes, all Paradigm Realty projects are RERA-registered, ensuring compliance with regulatory standards and transparency.

Paradigm Realty employs meticulous project planning, global construction techniques, and a dedicated team to ensure all projects are delivered on time without compromising quality.

Paradigm Realty utilizes modern construction methods and high-quality materials to ensure durability, sustainability, and aesthetics in its developments.

The company focuses on eco-friendly designs, energy-efficient systems, and sustainable construction practices to minimize environmental impact.

Paradigm Realty homes offer features like cross ventilation, optimized space usage, modern aesthetics, functional layouts, and a host of amenities tailored for urban living.

The company emphasizes efficient layouts with minimal floor-space wastage, ensuring every square foot is utilized for maximum comfort and functionality.

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